Download equal housing logo pdf free fair housing blog. Fdic law, regulations, related acts rules and regulations. Are you in compliance with regulation 2000, section 338 regarding fair housing which states. For downloadable files, scroll down to click to show downloadable files and select the file s from the menu. Please provide the item number, language and quantity requested. Any lender not described above should refer to its. Social media guidance and compliance update for community.
Community reinvestment act notices, fair housing act. The equal housing lender logo should be used in any written or visual advertisement of any loan for the purpose of purchasing, constructing, improving, repairing, or maintaining a dwelling or any loan secured by a dwelling, and for verbal advertisements radio, a financial institution must state that it is an. Download free equal housing opportunity vector logo and icons in ai, eps, cdr, svg, png formats. It enables you to quickly find the logo vector files you need by browsing or search through the entire collection of more than 200,000 vector logos. Department of housing and urban development hud headquarters publications distribution center. Department of housing and urban development hud regulations require that all persons subject to section 805 of the fha shall post and maintain a fair housing poster at all their places of business which participate in the covered activities. The fdic encourages all insured depository institutions to acquire and post the new official sign without delay to increase depositor awareness of the. D deny a loan for the purpose of purchasing, constructing, improving, repairing of. This booklet focuses on compliance with the fair housing act, equal credit opportunity act, and regulation b the consumer protection regulation that implements the equal credit opportunity act. B, polished acrylic signs are 18 inch thick with screen printed copy. Fdic official teller signage is provided to financial institutions whose deposits are insured by the fdic.
Download free equal housing lender vector logo and icons in ai, eps, cdr, svg, png formats. The signs come as decals that can be affixed to hard surfaces and plastic counter signs. What is the correct address for the occ to be displayed on equal housing lender signs. Although it is beyond the scope of this guide, section 701. Print versions of some items can be ordered through the u. Bank receives outstanding community reinvestment act. This booklet applies to the occ s supervision of national banks and federal savings associations. This regulation section 615002a federal reserve, part 338. Logo eps is the worlds largest library of brand logos in vector format available to download for free. Equal housing lender we do business in accordance with federal fair lending laws under the federal fair housing act, it is illegal, on the basis of race, color, national origin, religion, sex, handicap, or familial status having children under the age of 18, to. Equal housing lender federal reserve sort by price lowhigh price highlow title az title za item code az item code za popularity top rated. Each bank engaged in extending loans for the purpose of purchasing, constructing, improving, repairing, or maintaining a dwelling or any loan secured by a dwelling shall conspicuously display either the equal housing lender poster or the equal housing opportunity poster prescribed by the united states. Department of housing and urban development 451 7th street s.
Th e example federal credit union is an equal housing lender. Assistant secretary for fair housing and equal opportunity department of housing and urban development washington, dc 20410 for processing under the federal fair housing act. Whether social media campaigns can be used for customer relationship analysis. To download a copy using internet explorer, right click on the link. Shop from blocks equal housing lender signs, perfect for wall mounting. Size of ad and required size of logo 12 page or larger 2x2 logo, 18 page up to 12 page 1x1 logo, 4 column inches to 18 page 12x12 logo, less than 4 column inches no logo used.
That said, the answer really depends on your regulator. We have included the equal housing lender logo on the flyer, but are. Advertising compliance basics for financial institutions. The federal deposit insurance corporation fdic is an independent agency created by the u. May 11, 2017 if you do not underwrite govt loans, make sure you only use the equal housing opportunity logo. State savings associations, must comply with all regulations promulgated by the department of housing and urban development to implement the fair housing act, found at 24 cfr part 100 et seq. Equal housing lender brands of the world download vector. Occ regulated institutions are not required to comply with either of these advertising requirements. Download pdf download equal housing lender cover image. The current state of fair housing advertising is as follows. Either equal housing lender or equal housing opportunity is acceptable. Download the vector logo of the equal housing lender brand designed by in encapsulated postscript eps format. This subpart a enforces section 805 of title viii of the civil rights act of 1968, 42 u.
The regulations set forth in this part contain the procedures established by the secretary of housing and urban development with respect to the display of a fair housing poster by persons subject to sections 804 through 806 of the fair housing act, 42 u. To order, please call tollfree, 800 7677468, or fax 202 70823. Search for other related vectors at containing more. The regulatory agencies have separately interpreted the fair housing act and come up with some differences. There is currently no content classified with this term. Lending, investment and service tests also given outstanding ratings.
The statement equal housing lender needs to be stated in the same radio advertisements. Using equal opportunity lender statementlogo my marketing. Ehl when do i have to use the equal housing lender logo in. Equal housing lender logo, vector logo of equal housing. The equal housing lender logo is almost ubiquitous in financial institution. Farm credit administration office of congressional and public affairs 1501 farm credit drive mclean, va 221025090 7038834056, 7038834444 tdd. The current status of the logo is obsolete, which means the logo is not in use by the company anymore. Download the vector logo of the equal housing opportunity brand designed by in encapsulated postscript eps format. Equal housing lender we do business in accordance with federal fair lending laws. When it was first introduced, the interpretation was to use equal housing lender ehl logo for real estate loan marketing and the equal opportunity lender eol logo for auto and credit card marketing. Written and visual advertisements must include the equal housing lender logo and. Ensuring fair access and equal treatment to national bank customers is a fundamental part of the occ s mission.
When do i have to use the equal housing lender logo in advertising. Occ customer service representatives assist national bank customers with questions and complaints, and the agency provides advisories and public service. Usb today announced that the office of the comptroller of the currency occ has terminated its 2015 consent order related to the companys antimoney laundering aml and bank secrecy act bsa program and controls. For example, the fdics rule applies to the advertising of any loan for the purpose of purchasing, constructing, improving, repairing, or maintaining a dwelling. Savings associations must comply with all regulations promulgated by the department of housing and urban development to implement the fair housing act, found at 24 cfr parts 100 through 125, except that they shall use the equal housing lender logo and poster prescribed by occ regulations at 12 cfr 128. The campaign ads rally consumers to look for the r for reassurance, resources, and reliable guidance on their path to property ownership. Different regulators have their own specific rules.
Save the file to the directory and folder of your choice. Any lender not described above should refer to its states nondiscriminatory advertising requirements. The examination period was january 1, 2012 through december 31, 2015. Ehl when do i have to use the equal housing lender logo. Back in the old days of compliance meaning more than 10 years ago, hud used to mandate that the logo be of a certain size relative to the overall size of the ad, but that was eliminated. Download transparent equal housing logo png for free on pngkey com all equal housing logo images with no background can be in persnal use and. You write that an advertisement placed by did not display the fair housing slogan and logo. Equal housing lender download vector logos and logotypes. There is often confusion about the proper use of the statement or logo for equal opportunity lender. Fdic law, regulations, related acts advisory opinions. What tactics are prohibited, such as lotteries, contests, raffles. Assistant secretary for fair housing and equal opportunity department of housing and urban development washington, dc 20410.
Status message for downloadable files, scroll down to click to show downloadable files and select the files from the menu. If you register as a new user, you will receive a confirmation email that requires you to click the link to confirm your email address before being able to login to complete your order. Such banks are prohibited from discriminating on the basis of race, color, religion, national origin, sex, handicap, or familial sta. Download the vector logo of the equal housing lender brand designed by in encapsulated postscript eps format the current status of the logo is active which means the logo is currently in use downloading this. The best practice is using the unmodified ehl logo, unmodified eho logo, the words equal housing lender, andor the words equal opportunity lender in advertisements related to dwellings. The current status of the logo is active, which means the logo is currently in use.
If you do not underwrite govt loans, make sure you only use the equal housing opportunity logo. For example, the fdics rule applies to the advertising of any loan for the purpose of purchasing, constructing, improving, repairing, or maintaining a dwelling for written and visual advertisements, you can utilize a copy of the logotype with the equal housing lender. Our records show that is a statechartered nonmember bank insured by the fdic and therefore subject to oversight by the state of and the fdic rather than the occ. The equal credit opportunity act ecoa, implemented by regulation b 12 cfr 1002, promotes availability of credit to all creditworthy applicants without regard to race, color, religion, national origin, sex, marital status, age provided the applicant has. Occ bank examiners evaluate compliance with consumer laws and regulations, and the agency takes enforcement actions when necessary. The occ s chartering and licensing activities ensure that the corporate structures of banks are safe and sound. You must agree to the following conditions before you can sign in to your city national online account. Fair lending guide national credit union administration. The equal housing lender logo, on the other hand, is applicable to loans for purchasing, constructing, improving or maintaining a dwelling. I once read something that stated the equal housing lender logo ehl should be displayed anywhere a home loan application is received. Congress to maintain stability and public confidence in the nations financial system by insuring deposits, examining and supervising financial institutions for safety and soundness and consumer protection, and managing receiverships. The occ examines the condition of the banks it supervises and their compliance with laws and regulations. Occ bank examiners evaluate compliance with consumer laws and regulations, and the.
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